Pension Review & Retirement Planning in Notting Hill

We work with clients in Notting Hill, Holland Park, Bayswater and Ladbroke Grove who often have multiple pensions and complex income structures. A structured review can help ensure your pensions still align with your long-term goals.

Why a Pension Review?

• Multiple high-value pots: Built up across different employers and schemes.
• Complex income: Salary, bonuses, profit share, dividends or carried interest.
• Approaching retirement: You’re planning how and when to step back from work.
• Estate planning: You want to consider how pensions fit into wider family wealth planning.

What Can Be Reviewed?

• Current pension values and projected retirement income.
• Investment strategy and risk level.
• Charges and fees and whether they remain competitive.
• The role of consolidation vs diversification across providers.
• Options at retirement, including drawdown, annuities and phased retirement.

Our Role

We are not authorised to advise on specific pension products. Instead, we:

• Discuss your current position at a high level.
• Introduce you to FCA-authorised pension advisers experienced with complex income and higher-value plans.
• Help you think about how pensions, property and borrowing sit together in your broader plans.

Review Process

1. Initial discussion: Outline pensions, income and goals.
2. Data gathering: Adviser obtains detailed information from your pension providers.
3. Analysis: Review of risk, charges and future projections.
4. Advice: Recommendations, if appropriate, on structure and retirement approach.
5. Ongoing reviews: Regular check-ins to keep your plan on track.

Risks & Disclaimers

• Pension values may fall as well as rise.
• Transferring or consolidating pensions may involve losing guarantees or benefits.
• Defined benefit transfers need specialist regulated advice and may not be suitable.

Useful Links

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Pension Review FAQs — Notting Hill

Can you advise on specific pension investments?

No. All specific advice must come from an FCA-authorised adviser.

Can my pensions be part of wider estate planning?

Yes, pensions can be an important part of estate and inheritance planning. A regulated adviser can discuss this in more detail.

Ready to Review?

If you live in Notting Hill or nearby and want a structured review of your pensions, contact us and we’ll connect you with a specialist.